The roofs of our homes could quite easily be considered the most important part of our homes too. Often times we take for granted the protection and security our roofs offer until a problem arises, but once the problem is present it consumes our thoughts. It is important to be aware of a huge enemy to our roofs, hail. Being educated on the signs of hail damage, and the actions to take if hail damage is present can be a big time and money saver.
To being with, never believe the hype of hail proof roofs! There is no such thing; no roof is completely safe from a beating of ice chunks. There are roofs on the market that hold up better to hail than other types, but never believe your roof is 100 % resistant. Composite and asphalt shingles are two of the most widely used types when roofing residential properties. Both of these types are also susceptible to hail damage, therefore homeowners should be educated on detecting hail damage.
Each homeowners insurance policy is different; therefore you should be conscious of how the policy handles hail damage. Some insurance companies give you up to a year to make a claim, while others give you less time. Keep this in mind so you make the claim within the time period, otherwise you could be paying out of your own pocket. Know what your policy covers and how to file a claim before you have to deal with hail damage.
Asphalt shingles often times are hard for people to detect hail damage. A common misbelief people have is that if there are no shingles missing there is no damage. This is not the case though. High wind is what causing missing shingles while damage from hail is harder to see.
Pay attention during the storm, and if you believe the storm caused any damage to your house take pictures while hail is still on the ground. Having the date present on the photograph can be useful. You should also include a picture of you entire roof in one shot. Never throw these pictures away even if you feel like no damage actually occurred. If problems come up later from the storm, these pictures will be helpful.
Give your roof enough time to completely dry before you inspect the roof and the gutters. Check where the gutters drain and be on the lookout for an abundance of granules that come from asphalt shingles. If you notice this to be the case, check for areas that look weathered and be sure to photograph them.
Always contact a roofing contractor if you are positive you have hail damage or even if you think you may. You will be able to find a company that offers free estimates and inspections and there is no harm in being safe than sorry. Once it has been determined your roof has suffered hail damage it will be time to make your insurance claim.
About the Author:
Dan Netko has been helping people deal with hail damage for the last thirty years. Learn how he can help you completely with your insurance claims, roofing repairs and hail damage repairs today.
Get all the information and photos:: http://coringa.info/finance/how-to-detect-and-repair-hail-damage-to-your-roof
0 comments:
Post a Comment